Personal and small-business finance
Every transaction.
Every receipt. Kept.
Connect your bank once. See where the money went this month. Attach the receipt to the exact charge, so it is there eighteen months later when someone asks.
Free while Everykept is in beta. No credit card.
September 2026
$3,103.47
−6.2%
+$1,240.00
Groceries
$964.12
Dining
$618.90
Transport
$412.00
Subscriptions
$187.45
Home
$921.00
Loblaws
Sep 9-$86.43
Payroll deposit
Sep 8+$4,125.00
Presto
Sep 8-$36.00
Staples
Sep 6-$127.44
Bell Canada
Sep 5-$96.05
The gap
Budgeting apps track the money. Almost none of them keep the paperwork.
You can tell, to the cent, what you spent at the hardware store in March. What you cannot do — in most apps — is produce the receipt for it.
The warranty claim
The dishwasher fails fourteen months in. The manufacturer wants proof of purchase. The charge is in your statement; the paper went out with the recycling in 2024.
The expense claim
Your accountant asks for backup on forty-one business charges. You spend a Saturday in a shoebox and an email archive, and you still cannot find nine of them.
The review
A tax authority asks you to substantiate a deduction from two years ago. A bank line that says the merchant's name is not substantiation. The receipt is.
How it works
Three steps, then it runs itself
Setup is one sitting. After that the only thing you do by hand is point a camera at a receipt.
Connect your accounts
Chequing, savings, credit cards. You sign in at your bank's own page through Plaid — we never see your banking credentials, only the transactions you have authorised.
Let the transactions land
They arrive categorised, with pending charges updated as they post. Fix a category once and it stays fixed.
Attach the receipts
Photograph the paper or drop in the PDF. Everykept suggests the transaction it belongs to by amount and date; you confirm.
What you get
Built around the receipt, not bolted on
Everything here is live today. The full feature tour goes deeper.
Automatic bank sync
Connect your accounts once through Plaid. Transactions arrive on their own, categorised, with balances kept current and pending charges resolved as they post.
Receipts on every transaction
Snap a photo or drop a PDF. It attaches to the exact charge and stays there, findable in seconds, years later.
One calm monthly view
Where the money went this month, how it compares to last, and which charges still have no receipt against them.
Personal and business, separate
Household budgets and business books in one login but never merged — each workspace keeps its own accounts, categories and currency.
Cash counts too
Add a wallet or petty-cash account by hand and record what you spend from it. Not everything you buy goes through a card.
Transfers that do not lie
Moving money between your own accounts is not spending. Card payments and transfers are paired up and kept out of your totals.
Who it is for
One login, two sets of books
Personal
“Where did my money go this month, and am I doing better than last month?”
Categories that make sense, an honest month-over-month comparison, and a budget per category that tells you where you stand rather than scolding you.
- Spending by category, this month against last
- Budgets per category with a meter, not a lecture
- Cash and wallet accounts alongside the bank feeds
Business
“Here is the receipt for that charge, eighteen months later, when someone asks.”
Every receipt stored against its charge, compressed and stripped of location metadata, kept for as long as the books need it.
- A separate business workspace with its own currency
- Receipts as JPEG, PNG, WebP or PDF, checked by content and not by file extension
- A running list of charges that still have nothing attached
Security
The boring parts, done properly
We never hold your bank login
Authentication happens on your bank's own page through Plaid. Everykept stores an access token, encrypted at rest, and nothing that could be used to sign in as you.
Receipts are stripped and private
Uploads are re-encoded, EXIF and GPS data removed, and stored in a private bucket that is not publicly addressable. Images are served through short-lived signed links.
No ads, no data sale, no trackers
There is no advertising network in this product and no analytics pixel on this page. That is also why you are not reading a cookie banner right now.
FAQ
Questions people actually ask
It connects to your bank accounts, pulls your transactions in automatically, and lets you attach a receipt image or PDF to any individual transaction. On top of that it gives you a monthly view of where the money went, budgets per category, and separate workspaces so personal and business spending never mix.
No. You authenticate on your bank’s own page inside Plaid’s flow. What we receive and store is an access token, encrypted at rest, that permits reading the accounts you chose to share. It cannot be used to sign in as you or to move money.
JPEG, PNG, WebP and PDF. Photos taken on an iPhone in HEIC are converted to JPEG by iOS before they are uploaded, so those work too. Every upload is verified by its actual content rather than its file extension.
No. There is no advertising network in the product, no analytics pixel on the marketing pages, and no arrangement under which your data is sold or shared with data brokers. The business model is a subscription, not your transaction history.
It is free while the product is in beta, and no card is required to sign up. Paid plans will arrive once the product leaves beta, and anyone using it before then will be told what is changing well in advance rather than being billed by surprise.
Keep everything. Find anything.
Free while Everykept is in beta, and your bank credentials never touch our servers.
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